Himayat Self Employment scheme upto 4 Lacs The trainings under Himayat Self Employment scheme are being held from 8th of March 2017. Scheme Benefits: Max Finance : Upto 4 lakh Rate of Interest: 6% Simple per annum Moratorium Period: 6 months Repayment : 20 installments quarterly basis for 5 years Guarantor/Mortgage: One Govt. Employee of