Rs 3 Lakhs Loan Without any Guarantor: Check Eligibility.

Rs 3 Lakhs Loan Without any Guarantor: Check Eligibility and How to Apply

The “PM Vishwakarma Yojana Scheme” was introduced by Prime Minister Narendra Modi launched on September 17, 2023, to support traditional craftsmen and local artisans throughout the nation. These individuals would get financial aid at a low-interest rate without any kind of collateral. A budget of Rs 13000 to 15000 crore for five years has been allocated to the project for local craftsmen. Around 30 lakh households of artisans and craftspeople are expected to profit from the program.

Loan Without any Guarantor

Vishwakarma Yojana Eligibility :

  • Any self-employed artisan or craftsman working with hands and tools in one of the foregoing family-based traditional trades in an unorganized sector is qualified.
  • The recipient must be 18 to register.
  • The recipient must be in the relevant trade and not have received any other government loans.
  • One family member—husband, wife, and unmarried children—will get benefits.

Trades covered under Vishwakarma Yojana : 


Wood Based:
Carpenter (Suthar)
Boat Maker

Iron/Metal Based/Stone Based:

Blacksmith (Lohar)
Hammer and Tool Kit Maker
Sculptor (Moortikar, stone carver)
Stone Breaker

Gold/Silver Based:

Goldsmith (Sunar)

Clay Based:

Potter (Kumhaar)
Leather Based:
Cobbler (Charmakar)
Shoesmith/Footwear Artisan
Mason (Raajmistri)


Doll & Toy Maker (Traditional)
Barber (Naai)
Garland Maker (Malakaar)
Washerman (Dhobi)
Tailor (Darzi)
Fishing Net Maker

How to Apply Online for PM Vishwakarma Yojana ?

To apply online for PM Vishwakarma Yojana 2023, follow these steps:

Visit the official website of PM Vishwakarma Yojana

Create an account, or enter your existing credentials to access your account.

Fill out the online application form with your personal and contact details.

Select the specific skill development program or course you’re interested in.

Upload any required documents, such as proof of identity and educational certificates.

Check and revise your application.

Submit the application form.



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